Scenario and Calculator Suite
Give your clients simple tools that make money conversations clearer, smarter and more actionable.
Each calculator is custom built by Cromeloan, can be wrapped in your brand and is designed to bring home lending into your existing client engagements naturally and without pressure.
Why partners choose these tools
Our tools let partners add real financial value without changing their core services.
They help spark natural home lending conversations, support strategic planning and offer fast ways to refer warm, informed clients to your dedicated broker.
Extend your value offering
Offer clients a suite of useful, modern money tools without building anything yourself.
Introduce lending naturally
Tools are designed around your core services, so home loan opportunities appear during real conversations, not forced ones.
Each tool hands valuable client data straight to your dedicated Cromeloan broker, reducing admin and improving your commission workflow.
Fast and simple referrals
Explore the full calculator suite
Whether you want to spark a conversation, support a decision or complete a referral, there’s a tool
built for every scenario.
All can be brand wrapped for your clients and embedded directly into your pages.
Conversation Starters
Tools that fit perfectly into tax, budgeting or strategy discussions.
Net Income Explorer – Explore tax minimisation and optimise net income
How Long to Save – Set realistic goals for deposits or savings targets
Fortnightly Repayment Calculator – Show how simple changes speed up loan payoff
Extra Repayment Calculator – Estimate interest savings and time shaved off
Property Decisions & Wealth Building
Great for planning sessions, investment chats and SMSF reviews.
SMSF Investment Comparison – Compare SMSF property vs traditional funds
Negative Gearing Assessment – Model cashflow, deductions and depreciation
Calculate Rental Expenses – Understand real property costs
Interest Only Impact Tool – Understand short-term benefit vs long-term cost
Home Loan & Refinancing Insights
Directly relevant when clients already have a loan or are property-ready.
Quick Rate Check – Compare a client’s current rate to today’s competitive options
LVR Quick Check – Map upfront costs and track existing equity
Borrowing Capacity by Repayment – Estimate max borrowing based on preferred monthly repayment amount
Offset Calculator – Estimate how much an offset account could save
Seamless Referral Tools
Turn insights into action without breaking the flow.
Home Loan Scenario Referral Tool (custom) – Let clients or advisers capture key context and send it directly to the dedicated broker
Built for advisers, accountants
and their clients
Partners use these tools in meetings to guide decisions, or offer them online for self-serve exploration.
Either way, they help your clients make sense of their finances and lead naturally into a lending conversation
when the time is right.
In-meeting tools
Adjust assumptions live to help clients understand outcomes instantly.
Self-serve tools
Clients explore at their own pace on your website or portal.
Every tool includes an elegant, optional handoff to your broker.
Click-to-refer
Your brand, your way
Every tool adopts your brand colours, logo and messaging.
You can embed them on any page with a simple script or use a Cromeloan-hosted version to share by email or SMS.
Custom brand colours
Logo placement
Custom disclaimers
Optional partner contact details
Branding options
Deployment options
One-line embed script
Cromeloan-hosted calculator pages
CRM-connected referral workflow
From insights to action
When a client submits a referral from any tool, their details and scenario data flow securely to your dedicated broker.
This gives your dedicated broker a richer starting point, removes manual admin and ensures your agreed commission split is locked in.
Looking for a tool we haven’t built yet?
We’re always exploring new calculators to help partners extend their services and support their clients.
If you have a scenario you’d love to model or automate, we can co-design a purpose-built tool that matches your brand and process.
Made by advisors, for advisors.
DISCLAIMER: The information provided on this website is general in nature and is not intended to be specialist or personal advice. The information provided on our website has been prepared without taking into account your objectives or financial needs. You should consider the appropriateness of the advice to your own situation before taking any action. The information provided should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional. If any financial product has been mentioned, you should obtain and read a copy of the relevant Product Disclosure Statement and consider the information contained within that Statement with regard to your personal circumstances before making any decision about whether to acquire the product. You can obtain a copy of the Product Disclosure Statement by speaking to a member of our team.
The advice provided in marketing material and posts by Cromeloan, our representatives and our partners is to be considered general advice only. It has been prepared without taking into account your specific objectives, financial situation or needs. Before acting on this advice, you should consider the appropriateness of the advice having regard to your own objectives and financial needs. If any products are detailed in this presentation, you should obtain a Product Disclosure Statement relating to the products and consider the information provided before making any decisions.
Craggle Services Pty Ltd (trading as Cromeloan) ABN 33 676 327 272 is a Credit Representative (540988) of Home Mortgage Plus Pty Ltd ACN 105 991 839 (ACL 392200)